What Is Covered In A Typical Business Insurance Policy?
We design business insurance policies every day for many different kinds of businesses. There is constant competition for your customers, there are challenges in attracting and retaining top talent, and your cost of goods
keeps going up. Part of your planning should include an annual business insurance review. Your business changes, and so do your exposures. Here are some of the major kinds of coverage found in most business insurance programs.
Commercial General Liability
• Bodily Injury
• Property Damage
• Employment Practice Liability
• Cyber Risk
• Personal Injury &Advertising Liability
• Products & Completed Operations
• Management Liability
• Commercial Umbrella
Buildings & Equipment -This covers most property on or near the business premises that is used in the business. This would include such things as machinery, computers, raw materials or inventory.
Business Income & Extra Expense- If your main business premises are destroyed along with much of the property you used to operate, business income will provide funds to cover lost revenue. Extra Expense provides the cost of a temporary location and other related expenses.
The Berry Curtis Insurance Agency opened in 1986 and has been family owned and operated ever since. We’ve become a staple in the community, holding membership in the Corning Chamber of Commerce and other organizations. Our owner, Berry, is a member of the Patriot Guard, a motorcycle brigade for military funerals. His dedication to protection is apparent in many aspects of his life.