Term Life Insurance

Life insurance is an essential policy to have; it can financially assist your loved ones when you are no longer around to do so. Term life insurance is a type of life insurance policy that you can acquire for a fixed term, rather than a continuous policy throughout the remainder of your life. It’s important to know the functionality of a term life insurance policy. 

What Is Term Life Insurance? 
Term life insurance is a type of life insurance that you pay for a specific coverage period, which differs from a whole life insurance policy in the aspect of paying for coverage for the remainder of your life. One of the perks of term life insurance is that it initially tends to be more affordable than whole life insurance, but it can increase when you renew your term policy. It should be noted that you might be able to convert your term policy to a whole policy after your coverage period. 

Why Get Covered Now? 
Having life insurance coverage is critical no matter where you are in life. However, the earlier you get a policy, the more beneficial you likely will find it. 

• The longer you keep coverage, the more your policy may accumulate value.

• Younger individuals often qualify for lower policy premiums.

• The healthier you are, the better your qualifications for a policy. Don’t risk waiting until your health begins to decline.

Life insurance can significantly impact the lives of your loved ones for the better following your passing. The significant value of financial assistance cannot be overstated, especially when it comes to your family. Reach out to one of our agents to learn more. 

Learn More 
If you live near Redding or Corning, California, we are here to help. Our agents at Berry Curtis Insurance are here to assist you in learning more about life insurance coverage so that you can make the best choice on a policy for you and your beneficiaries. Don’t hesitate to reach out. 

Reach out to one of our agents today at 530-223-0637 or 530-838-9098 to learn more about your coverage options.