We Understand Your Farm Or Ranch Is All About Family
Your farm is your livelihood, and you can never be too cautious. Since an accident can happen when you least expect it, it is important to be prepared when potential problems arise. Most traditional insurance products do not respond to the needs of farm and ranch operations. These needs can include special farm equipment, equine property, stable liability, dairy exposure, cattle and other livestock mortality exposures, high valued homes, and livestock breeder’s floater, to name just a few.
Risk is part of every farm. The moment you open your doors, your farm is at risk of having something occur that might cause harm to the business or to others. Owners of commercial or family farms, commercial growers, vineyards, wineries, wholesale nurseries, and ranchers with livestock have many different exposures to consider.
Here are some of the challenges those in the agricultural industry face and some suggestions to help manage your risk.
- Weather, fire, flood, damage from insects, vandalism, product contamination, food safety, aerial applicators exposure, owned and non-owned vehicles, and damage to related equipment.
- Employees, energy costs, marketing, transportation, distribution, supply chain, cyber risk, health or employee benefits, safety, worker's compensation, rent, and others.
- Cost of borrowing, fiscal and tax issues, credit, economic conditions, and competition, to name a few.
- Governmental actions, FDA, DEQ, and any other issues that might create uncertainty in the social or political systems.
Whether you’re a local grower or a large cultivator, we understand the value of insuring your greatest asset. At Berry Curtis Insurance, we’re dedicated to providing the agricultural coverage and services you need to keep your farm or ranch protected – so you can focus on maintaining a smooth operation.