Water can cause significant damage to homes. In addition to filling your home with mud and debris, excess water can ruin furniture and appliances. When out of control, flooding can legitimately destroy a house. It is often difficult to stop excess water from a major storm or flood, but adequately preparing your home for an influx of water can help minimize losses and reduce recovery costs following a flood.
Take Preventive Measures
Flooding can occur at unpredictable times even if you don’t live in a flood zone. Automatic sump pumps can reduce water damage in lower-level areas of a home, as they usually remove water efficiently. In addition to installing and maintaining a sump pump, preventive measures to help reduce the likelihood of water infiltrating your home might include some of the following:
- Keep your gutters and downspouts free of debris and in good repair.
- Landscape exterior areas to allow water to flow away from your foundation.
- Have your roof professionally inspected.
- Install and maintain a backup sump pump.
While these precautions may not eliminate water damage, they can help reduce your risks.
Digitize and Duplicate Important Papers
If you store important papers and legal documents in lower levels of your home, you should consider converting the documents to digital to reduce the chances of loss following a flooding event. Back up the documents into the cloud to further protect them. You could also consider making duplicates and storing them in a different area than the original documents.
Store Keepsakes in Watertight Containers
Keepsakes with significant sentimental value, such as photos and jewelry, can also be harmed by water. Storing them in waterproof containers can reduce the risk of water damage and provide peace of mind.
Get the Right Insurance
Standard homeowners insurance policies generally do not cover damage from floods or sump pump failures so acquiring the right coverage is essential. It is crucial for those who live in designated flood zones as they may need a separate flood insurance policy. Reach out to your insurance agent today to learn more about available policies or endorsements so you can get the right insurance for your house.