Redding | Corning ☰ ˟
Facebook Twitter Linked In Google Plus
Logo
Redding 530-223-0637 Corning 530-838-9098
  • Home
  • Our Products
    • Auto InsuranceImage of right arrow
      • Recreational Vehicle Insurance
      • Motorcycle Insurance
    • Home InsuranceImage of right arrow
      • Renters Insurance
      • Rental Property Insurance
    • Life InsuranceImage of right arrow
      • Term Life Insurance
      • Whole Life Insurance
      • Universal Life Insurance
    • General Liability Insurance
    • Other Personal Insurance
    • Business InsuranceImage of right arrow
      • BOP Insurance
      • Commercial Auto
      • Commercial Property
      • Commercial General Liability
      • Cyber Liability Insurance
      • Home Office Insurance
      • Workers Compensation
      • Inland Marine
      • Industry SpecificImage of right arrow
        • Snow Plow Insurance
        • In-Home-Child-Care
    • Farm InsuranceImage of right arrow
      • Farm Liability Insurance
      • Farm Equipment Insurance
      • Farm Property Insurance
  • Get A Quote
    • Auto Insurance Quote
    • Homeowners Insurance Quote
    • Life Insurance Quote
    • Renters Insurance Quote
    • Farm Insurance Quote
    • General Liability Quote
  • Blog
  • Resources
    • Carriers
    • Customer Service Forms
    • Refer a Friend
    • Insurance Glossary
    • Video Library
  • About Us
    • About Us
    • Our Locations
    • Employee Directory
    • Privacy Policy
  • Contact
Business Insurance
Personal Insurance
Life Insurance
Home > Blog > Can You Live Without Disaster Insurance?
FRIDAY, SEPTEMBER 20, 2019

Can You Live Without Disaster Insurance?

Human caused disasters and natural disasters occur in every state. California has earthquakes and wild fires, Colorado has flooding and wildfires, the Northeast has winter storms and high winds, Florida has flooding and hurricanes, and the Midwest has flooding and tornados.california wildfire

It is safe to say that most business and homeowner’s insurance policies do not cover the risks associated with disasters. The only exception would be damage caused by wildfires. Let’s look at how insurance might apply to other disasters.

  1. Floods-- Only 13% of U.S. homeowners had flood-insurance policies last year according to the Insurance Information Institute, a trade group. Flood insurance must be purchased through the National Flood Insurance Program. We can help you if you need the coverage.
  2. Earthquake-- While earthquakes occur mainly in certain areas, there are registered earthquakes in every state, every year. Earthquake insurance also must be added or purchased under a separate policy.
  3. Mudslides-- A standard home insurance policy does not protect your home against damage caused by a mudslide. Mudslides are usually defined as ground movement. Heavy rains that cause a mudflow would typically be covered.
  4. Heavy Snow and Winter Storms-- Winter storms and snow damage is covered under a typical homeowner’s policy. If flooding occurs, then the flood damage would be covered.
  5. Wildfires-- It can be safe to say that all homeowner’s insurance covers loss resulting from a fire. Wildfires are considered a fire and would be covered.

Coverage disclaimer--the information provided here is for general purposes only. It is not our intent to change or modify insurance coverage. Each insurance policy is different and your individual coverage will be determined by the terms of your insurance policy.

Berry Curtis Insurance is a family owned and operated insurance agency dedicated to providing quality insurance solutions to clients near Redding, California since 1986. When you work with Berry Curtis Insurance, you’ll experience the exceptional service and attention to detail that you can only find with an independent insurance agency.

Posted 5:09 PM

Tags: homeowners insurance, business insurance, disaster insurance
Share |


No Comments


Post a Comment
Required
Required (Not Displayed)
Required


All comments are moderated and stripped of HTML.

NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2023
  • 2022
  • 2021
  • 2020
  • 2019
  • 2018
  • 2017
  • 2016
  • 2015

  • personal insurance(28)
  • business insurance(27)
  • auto insurance(13)
  • insurance(13)
  • home insurance(10)
  • policy(9)
  • business(8)
  • homeowners insurance(7)
  • coverage(6)
  • life insurance(5)
  • commercial(5)
  • commercial insurance(5)
  • whole(3)
  • retirement(3)
  • homeowners(3)
  • bop(3)
  • insurance tips(3)
  • motorcycle insurance(3)
  • boat insurance(3)
  • owners(3)
  • life(3)
  • terms(3)
  • disaster insurance(3)
  • covid-19(2)
  • commercial farm insurance(2)
  • auto(2)
  • car(2)
  • cyber liability(2)
  • workers compensation(2)
  • earthquake insurance(2)
  • farm insurance(2)
  • wildfires(2)
  • homeowners policy(2)
  • holiday shopping(2)
  • business owners policy(1)
  • rideshare insurance(1)
  • windshield repair(1)
  • car theft(1)
  • secuity(1)
  • social distancing(1)
  • insurance for airbnb(1)
  • crime insurance(1)
  • insurance solutions(1)
  • auto insurance policy(1)
  • financial disaster(1)
  • osha regulations(1)
  • holiday shopping safety(1)
  • laibility(1)
  • safety tips(1)
  • financial coverage(1)

View Mobile Version
Berry Curtis Insurance
Redding Location
2947 Victor Ave | Redding, CA 96002
Ph: 530-223-0637 | Fx: 530-223-6933
Corning Location
705 4th Street | Corning, CA 96021
Ph: 530-838-9098

Get a Quote | Meet the Team | Contact Us


© Copyright. All rights reserved. Powered by Insurance Website Builder.