Redding | Corning ☰ ˟
Facebook Twitter Linked In Google Plus
Logo
Redding 530-223-0637 Corning 530-838-9098
  • Home
  • Our Products
    • Auto Insurance
    • Home Insurance
    • Life Insurance
    • Other Personal Insurance
    • Business Insurance
    • Industry Specific Insurance
    • Farm Insurance
    • In-Home Child Care Center
  • Customer Service
    • Customer Service Center
    • Customer Service
  • Blog
  • Resources
    • Refer a Friend
    • Insurance Glossary
    • Video Library
  • About Us
    • About Us
    • Our Locations
    • Employee Directory
    • Privacy Policy
  • Contact
    • Contact Us
    • Join Our Newsletter
  • Areas We Serve
    • Redding, California
    • Corning, California
Business Insurance
Personal Insurance
Life Insurance
Home > Blog > Are Rideshare Drivers Covered By Their Auto Insurance?
WEDNESDAY, FEBRUARY 20, 2019

Are Rideshare Drivers Covered By Their Auto Insurance?

Are Rideshare Drivers Covered By Their Auto Insurance?

man driving and looking at ridshare app on phoneIf you drive your personally owned auto for Uber, Lyft, or even a pizza delivery company, your personal auto insurance will not provide coverage you need, should you be involved in an accident. Uber and Lyft are "rideshare" services that compete with taxis and more traditional car transport services. These companies do not own or operate their cars and do not hire their drivers directly. Drivers are independent contractors who drive their own vehicles to pick up and drop off customers. Here are two big coverage gaps:

• Your personal auto insurance policy excludes liability for hauling others for a fee.
• These rideshare companies also require liability limits above the state minimums.

There are a number of insurance companies now offering specific auto insurance coverage for ridesharing risks.

Here are a few tips for rideshare drivers.
1. Purchase a separate policy with at least a $1,000,000 limit.
2. Read any, and all, agreements so you know what your responsibilities are.
3. Keep your vehicle in good working condition.

Posted 5:18 PM

Tags: rideshare insurance, auto insurance
Share |


No Comments


Post a Comment
Required
Required (Not Displayed)
Required


All comments are moderated and stripped of HTML.

NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2021
  • 2020
  • 2019
  • 2018
  • 2017
  • 2016
  • 2015

  • personal insurance(28)
  • business insurance(25)
  • auto insurance(9)
  • homeowners insurance(7)
  • home insurance(6)
  • commercial insurance(5)
  • insurance tips(3)
  • motorcycle insurance(3)
  • boat insurance(3)
  • disaster insurance(3)
  • covid-19(2)
  • commercial farm insurance(2)
  • life insurance(2)
  • cyber liability(2)
  • workers compensation(2)
  • earthquake insurance(2)
  • farm insurance(2)
  • wildfires(2)
  • homeowners policy(2)
  • holiday shopping(2)
  • business owners policy(1)
  • business(1)
  • rideshare insurance(1)
  • windshield repair(1)
  • car theft(1)
  • social distancing(1)
  • insurance for airbnb(1)
  • crime insurance(1)
  • insurance solutions(1)
  • auto insurance policy(1)
  • financial disaster(1)
  • homeowners(1)
  • osha regulations(1)
  • holiday shopping safety(1)
  • safety tips(1)
  • financial coverage(1)
  • home office(1)
  • business risk(1)
  • holidays(1)
  • home fire safety(1)
  • bike safety(1)
  • personal liability(1)
  • commercial property insurance(1)
  • workers compensation insurance(1)
  • life insurance policy(1)
  • prepare your roof(1)
  • classic car insurance(1)
  • liability insurance(1)
  • winter weather(1)
  • commercial property(1)

View Mobile Version
Berry Curtis Insurance
Redding Location
2947 Victor Ave | Redding, CA 96002
Ph: 530-223-0637 | Fx: 530-223-6933

Corning Location
705 4th Street | Corning, CA 96021
Ph: 530-838-9098
© Copyright. All rights reserved. Powered by Insurance Website Builder.