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Home > Blog > A Little Preparation Can Get Your Business Running After a Loss
THURSDAY, NOVEMBER 17, 2016

A Little Preparation Can Get Your Business Running After a Loss

A Little Preparation Can Get Your Business Running After a Loss

No one wants to think about an event so severe that it would cause your business to close. However, disaster planning needs to be part of your ongoing business plan. Major events can include floods, storms, data breach,are you covered? fires, accidents, death of an owner, or lawsuits. Whatever the risk, a little pre-planning can go a long way toward getting your business up and running again.

A key part of your plan should be a review of your business insurance program. Your business insurance should include the following:

Property insurance: Covers your buildings, equipment, machines, and other property from loss or damage. Coverage should include business income coverage.
Commercial Liability Insurance: Provides coverage for bodily injury and property damage you cause to others.
Commercial Auto Insurance: Covers your company vehicles if they are involved in an accident. It can also cover your business if you, or an employee, uses a personally owned vehicle on behalf of the business.
Cyber Liability Insurance: This insurance can protect your business from a data breach. If your business stores sensitive or non-public information about employees or clients, you are responsible for protecting that information.
Management Liability Insurance: Management Liability can encompass these important business insurance coverage’s: Professional liability, and Directors and Officers Liability.

Having the right kind of business insurance is not the only thing your business should consider. You need
to develop a plan in the event your business is shut down.

Posted 5:46 PM

Tags: business insurance, commercial insurance
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