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Wedding Insurance

Weddings are one of the most important events in life—and they're among the most expensive, too, with the average wedding now costing over $26,000. And, that's before the honeymoon, which tends to be another $5,000 all by itself. Given the sheer amount of time, effort, money, and planning that goes into a wedding, it makes sense to protect your funds invested in this event and make sure that unexpected problems don't result in the loss of your entire investment.

Before you begin shopping for wedding insurance, though, there are a few important things to know—like what parts of the event are covered and how liability can come into play.

Special Events Covered by Wedding Insurance

Here are the parts of a wedding that most policies cover:

  • Wedding Venues: While most permanent wedding venues (such as churches) have their own liability coverage, many weddings take place in unusual areas. In fact, about a quarter of all weddings are considered 'destination weddings' and are held in a non-traditional wedding venue. Unfortunately, unforeseen problems like weather, damage to the wedding site, or companies shutting down can make a chosen location inaccessible.
  • No-Shows: Most vendors try to show up to every event, but for whatever reason, there are times when they can't make it. One-time event insurance can reimburse you for any losses suffered as a result of their failure to attend.
  • Injury and Illness: If someone vital to the wedding—say, the bride—comes down ill or injured just before the event, there's a good chance it's going to be postponed until they're feeling better. Wedding insurance can cover these delays.
  • Job and Military Deployment: Similarly, if someone is forced to move (whether they're being deployed overseas as part of the military or simply moving to another city along with their company), delays can occur—and just like with illness and injury, wedding insurance can cover this.

It's important to note that most plans don't cover losses due to either party deciding to cancel the wedding due to a change of heart.

Event Liability Insurance

Weddings should also have basic liability coverage in case anyone is hurt during the event. For example, guests may have allergies to foods or perfumes brought in, or people trying to move a large object as part of the ceremony could trip and fall. The right coverage can ensure that a wedding won't end with the bride and groom facing a lawsuit they'll have to pay out of pocket to defend. Call Berry Curtis Insurance today for a free quote and more information.

 

1. "Average Wedding Cost." Average Wedding Cost in the United States. Accessed April 18, 2016. http://www.costofwedding.com/.

2. "How to save on a Caribbean Honeymoon." Accessed April 18, 2016. http://experience.usatoday.com/beach/story/caribbean/2014/06/04/caribbean-value-honeymoon/9970857/.

3. "The Knot, The #1 Wedding Site, Releases 2014 Real Weddings Study Statistics." Accessed April 18, 2016. http://www.prnewswire.com/news-releases/the-knot-the-1-wedding-site-releases-2014-real-weddings-study-statistics-300049675.html.

Our Locations

*Main Office - Redding

2947 Victor Ave
Redding, CA 96002
Main office: 530-223-0637
Fax: 530-223-6933

Corning

705 4th Street
Corning, CA 96021
Main office: 530-838-9098

Our Providers

Testimonials

Berry Curtis Insurance has the nicest, most helpful people I have ever met. They have just great, professional people working there. I am comfortable with them. They are a good, local agency, and I will continue to use them. I was originally with Allied Auto Insurance, and I wanted a more local agency. I switched over to them, and it was the best move I ever made. They deserve kudos. Any future business having to do with insurance I will do with them, because of their level of professionalism. They deserve six stars as opposed to five stars.

Daniel S
Berry Curtis Insurance were very helpful. I had just bought a new house and car, and they packaged my insurance for me pretty easily. I just had to fill out a few forms and provide proof of stuff, then they quickly got me a quote. Everyone that I worked with was really friendly. Berry and Michael were very responsive with my phone calls, and they'd get right back to me if I left a message. They saved me about $2,000 on insurance, so it worked out for me!

Andrew B.
We have no complaints about Berry Curtis Insurance! We've been using them for about seven years, and anything we've needed, they've done. They're very responsive when we have any questions, and they've helped us very much! They're very responsive and available. Berry is very good one-on-one. He's very good at explaining things, and he's always worked on our behalf. He knows his business, and he knows insurance. We've had no reason to go anywhere else! He's a professional in a professional industry.

Kathy B.
Berry Curtis Insurance covers my home, cars, and helps me with my business. I've known him for quite a while and he's very knowledgeable. If I have any questions, I can call and he always has the time to talk about them. Out of all the insurance people I've dealt with in the last 40 years, I've never had an insurance agent more helpful than Berry Curtis.

Thomas H.
erry Curtis has been an absolute pleasure to work with over the years. While his offices are in Redding and my business and residence are located in Sacramento he has helped immensely in more ways than I can count. My wife and I have our personal auto lines, our home owners, business liability, workers comp, and our business auto's all insured through Berry Curtis Ins. It is such a luxury to have one person to talk to about so many complicated issues in our personal and business lives. Berry and his staff are extremely helpful and knowledgeable. In addition, Berry is always willing to shop around for the best rates for each of our policies and has saved me a bundle by doing so. Also, the many times in which we need service such as to file a claim, change an employee, add or alter coverage, payroll reports, etc., they are always able to help almost immediately. They respond to calls and emails immediately unlike some where you may wait days or might even never receive follow up call. Their fees are minimal and we never feel like we are being overcharged. If you need insurance of any type you can rest assured Berry Curtis will make the process as simple and pleasant as possible.

Brian S.