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Nursing Home Insurance

Is your nursing home properly safeguarded against risks? If not, you could face charges from a variety of sources. Nursing home insurance can provide reimbursement if you end up having to pay for problems out-of-pocket.

Many nursing homes face liability issues from the following problems:

  • Negligent Supervision: Elderly patients often need to be supervised, and some patients may even need to be monitored 24/7 to help avoid self-inflicted injury. Stepping away for just a few minutes could leave a patient alone long enough to hurt themselves. Note that supervision is not limited to watching patients. In many cases, employees must actively check for potential problems (places where patients could slip and fall, whether or not patients have been able to get up and move around, etc.) in order to fulfill their legal responsibility to patients.
  • Negligent Hiring: Most employees at nursing homes genuinely mean well; however, sometimes negligent hiring occurs. Employees may actively abuse or neglect the facility's patients, and the nursing home could be held liable for not adequately screening potential employees. Additional training after hiring (or during the hiring process) can help mitigate this, but negligent hiring coverage provides an additional level of security if an employee doesn't work out.
  • Failure to Keep the Facility Safe: Whether it's removing water on the floor or managing patients with an inclination to violence, employees of nursing homes are expected to keep the facility safe for all inhabitants.

Nursing Home Malpractice Insurance

As facilities that provide medical care, nursing homes fall under local and federal regulations regarding the protection of patients. Substandard care can cause serious harm to patients, and in this situation, charges could be brought against the facility or whomever was treating the patient in question.

Medical malpractice insurance can help make a crisis manageable, giving your facility the time it needs to make necessary improvements to ensure the problem doesn't reoccur. Different types of care have different levels of risk, so talk a Berry Curtis Insurance agent today about what kind of medical care your nursing home offers. Once we know exactly what services you provide to your patients, we'll work with you to find a nursing home insurance policy that meets your needs.

 

1. "Negligent Supervision Claims." AllLaw.com. Accessed April 14, 2016. http://www.alllaw.com/articles/nolo/personal-injury/negligent-supervision.html.

2. "Abuse in Nursing Homes." Nursinghomefamilies.com. Accessed April 14, 2016. http://www.nursinghomefamilies.com/NH_web/Abuse_in_Nursing_Homes.html

Our Locations

*Main Office - Redding

2947 Victor Ave
Redding, CA 96002
Main office: 530-223-0637

Corning

705 4th Street
Corning, CA 96021
Main office: 530-838-9098

Our Providers

Testimonials

Berry Curtis Insurance has the nicest, most helpful people I have ever met. They have just great, professional people working there. I am comfortable with them. They are a good, local agency, and I will continue to use them. I was originally with Allied Auto Insurance, and I wanted a more local agency. I switched over to them, and it was the best move I ever made. They deserve kudos. Any future business having to do with insurance I will do with them, because of their level of professionalism. They deserve six stars as opposed to five stars.
Daniel S
Berry Curtis Insurance were very helpful. I had just bought a new house and car, and they packaged my insurance for me pretty easily. I just had to fill out a few forms and provide proof of stuff, then they quickly got me a quote. Everyone that I worked with was really friendly. Berry and Michael were very responsive with my phone calls, and they'd get right back to me if I left a message. They saved me about $2,000 on insurance, so it worked out for me!
Andrew B.
We have no complaints about Berry Curtis Insurance! We've been using them for about seven years, and anything we've needed, they've done. They're very responsive when we have any questions, and they've helped us very much! They're very responsive and available. Berry is very good one-on-one. He's very good at explaining things, and he's always worked on our behalf. He knows his business, and he knows insurance. We've had no reason to go anywhere else! He's a professional in a professional industry.
Kathy B.
Berry Curtis Insurance covers my home, cars, and helps me with my business. I've known him for quite a while and he's very knowledgeable. If I have any questions, I can call and he always has the time to talk about them. Out of all the insurance people I've dealt with in the last 40 years, I've never had an insurance agent more helpful than Berry Curtis.
Thomas H.
erry Curtis has been an absolute pleasure to work with over the years. While his offices are in Redding and my business and residence are located in Sacramento he has helped immensely in more ways than I can count. My wife and I have our personal auto lines, our home owners, business liability, workers comp, and our business auto's all insured through Berry Curtis Ins. It is such a luxury to have one person to talk to about so many complicated issues in our personal and business lives. Berry and his staff are extremely helpful and knowledgeable. In addition, Berry is always willing to shop around for the best rates for each of our policies and has saved me a bundle by doing so. Also, the many times in which we need service such as to file a claim, change an employee, add or alter coverage, payroll reports, etc., they are always able to help almost immediately. They respond to calls and emails immediately unlike some where you may wait days or might even never receive follow up call. Their fees are minimal and we never feel like we are being overcharged. If you need insurance of any type you can rest assured Berry Curtis will make the process as simple and pleasant as possible.
Brian S.